financing solutions
Pay over time with flexible financing options
A new deck, railing system, or outdoor living space is a long-term investment in your home. PCC Decking offers flexible financing options to help make your project more manageable without compromising on quality, materials, or design.
benefits
Why Finance Your Project?
Spread the cost of your outdoor project over time with flexible payment options designed to make budgeting easier.
Keep Your Savings Intact
Complete your project while keeping more of your existing cash available for other priorities.
Finance More of Your Project
Cover your deck, railing, repair, or outdoor living project without paying the full amount upfront.
Flexible Financing Options
Choose from available payment plans that help make larger outdoor projects more manageable.
Transparent & clear Payments
Break your project cost into structured payments that are easier to plan around each month.
Simple & Secure Process
Straightforward financing process with your personal information handled securely.
official partnership with financeit
Build your space without the upfront burden.
With flexible financing through Financeit, you can move forward with your PCC Decking project now and pay over time.
- Flexible terms
- No equity required
- Quick application
- Any project size
Access unsecured financing without using your home equity as collateral.
financing process
How it works
A simple three-step process makes it easy to finance your project and move forward with confidence.
Get Your Free Estimate
We assess your project and provide a clear quote for the work.
Select financing options
Complete an online application and choose a payment option that suits your budget.
Pay when time comes
Make payments over time instead of covering the full project cost upfront.
Deck installation Questions, Answered.
Frequently asked questions
Common questions from homeowners, strata councils and property managers across the Lower Mainland. Don't see yours? Book a free assessment and we'll answer it on site.
How much does a new deck cost in the Lower Mainland?
Cost depends on size, height, material, railing type, site access and whether existing structure needs removal. A ground-level pressure-treated deck and an elevated vinyl deck with aluminum railings sit at very different price points. We give you a written estimate after a free on-site assessment so the number reflects your actual project, not an average.
Do I need a permit to build a deck in BC?
Usually, yes — most Lower Mainland municipalities require a permit for decks attached to the house or raised above a set height, and requirements vary between cities. The City of Vancouver works under its own building by-law rather than the provincial code. We confirm what your municipality requires and handle the permit as part of the project.
How long does a deck take to build?
Most residential decks take one to three weeks on site once materials arrive. Permits, custom railings and structural repairs add time. We give you a timeline in the estimate and update you at each stage.
What's the best decking material for the Lower Mainland?
It depends on the deck. If there's living space underneath, vinyl membrane is usually the answer because it waterproofs and finishes in one system. For open backyard decks, composite gives you low maintenance, cedar gives you natural character, and pressure-treated is the most affordable. We walk through the trade-offs during the assessment.
How long does a vinyl deck last?
A properly installed vinyl membrane typically lasts 20 to 30 years. Installation quality is the single biggest factor — seams have to be hot-air welded, not glued, and flashing has to be integrated into the building envelope.
Vinyl or composite — which should I choose?
Different jobs. Vinyl is a waterproof membrane, so it's what you use over living space, on balconies and on roof decks. Composite is a board product for open decks where waterproofing underneath isn't required. If there's a room below, it's vinyl.
Can my deck be repaired, or does it need replacing?
Depends on the structure. If framing, posts and ledger are sound, we can often replace surface boards, membrane or railings. If there's rot in the framing or the ledger has failed, replacement is safer and usually cheaper over time. We assess the structure before quoting either way.
Do you replace balconies in strata and multi-unit buildings?
Yes. We handle balcony and walkway replacement for townhome complexes and apartment buildings — membrane, framing, flashing and guards as one assembly. We work with strata councils and property managers on phasing, resident notice and access, and provide insurance and WorkSafeBC documentation on request.
Are you insured and WorkSafeBC compliant?
Yes. PCC carries $5M liability coverage and is registered and in good standing with WorkSafeBC. Documentation is available on request.
Is financing available?
Yes, through Financeit.
What warranty do you offer?
A 10-year manufacturer warranty and a 5-year workmanship warranty.
When's the best time of year to build a deck?
We build year-round. Spring and summer book up fastest, so booking an assessment in late winter usually means a better spot in the schedule.
